insurance

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From 2010 through 2021, the percentage of New Yorkers without health insurance declined every year to 5.2% in 2021, well below the national average of 8.6% and less than half of what it was in the state in 2010 (11.9%), according to an analysis by New York State Comptroller Thomas P. DiNapoli. Rates of uninsured […]

Bank failures are bad. Being unprepared for them is worse. In Canada and dozens of other countries, deposit insurance protects people’s money — up to a certain dollar value — when the worst happens and aims to provide financial stability. Three times this year, the United States has seen deposit insurance in action, when mid-size banks have failed — […]

When Silicon Valley Bank and Signature Bank failed in March, the Treasury, Federal Reserve, and Federal Deposit Insurance Corporation (FDIC), invoking a provision of law that applies when they determine the financial system is at risk, covered billions of dollars in deposits that were above the $250,000 legal ceiling on deposit insurance. That led to speculation […]

May 1 (Reuters) – A key U.S. banking regulator is set to publish a comprehensive overview of the federal deposit insurance system on Monday, teeing up fresh debate about whether the government should expand protections on bank deposits – and if so, by how much. The review will be the third report issued in the […]

WASHINGTON – To help identify and address barriers workers face in accessing state unemployment insurance benefits, the U.S. Department of Labor today announced the award of $2,283,000 in American Rescue Plan Act funding to the Hawaii Department of Labor and Industrial Relations. Funded by the American Rescue Plan Act and administered by the department’s Employment […]

WASHINGTON, March 22 (Reuters) – U.S. Treasury Secretary Janet Yellen told lawmakers on Wednesday that the Federal Deposit Insurance Corporation (FDIC) was not considering providing “blanket insurance” for banking deposits following the collapse of two prominent U.S. banks this month. Some banking groups have urged Congress to temporarily guarantee all U.S. bank deposits, a move […]

The Federal Deposit Insurance Corp. (FDIC) headquarters in Washington, DC, US, on Monday, March 13, 2023. Al Drago | Bloomberg | Getty Images Four prominent U.S. lawmakers on banking matters said on Sunday they would consider whether a higher federal insurance limit on bank deposits was needed to stem a financial crisis marked by a […]

The Big Picture The federal crop insurance program offers subsidized crop insurance to protect farmers against financial losses from crop price declines and poor harvests due to natural causes. According to the U.S. Department of Agriculture (USDA), in 2022 the program supported about 1.2 million policies that covered 493 million acres. From 2011 through 2021, […]

Costs for hiring ships to transport commodities from the Black Sea have risen by more than a fifth since the start of the year, reflecting higher war risk insurance rates, industry sources said. The Black Sea is crucial for the shipment of grain, oil and oil products. Its waters are shared by Bulgaria, Georgia, Romania […]

Young drivers can earn e-vouchers and discounts on their premiums with the launch of Quotemehappy Connect, a new app-based car insurance proposition which rewards safe driving. Aimed at young drivers aged 17-29 years old, Quotemehappy Connect provides customers with a weekly driver rating – red, amber, green or gold – and a breakdown of their […]


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